Dealing with the loss of a loved one is hard. On top of the emotional pain, there are also practical matters to handle—like transferring assets, closing accounts, or claiming investments. In many of these situations, a legal heir certificate is required.
The good news? You can now apply for a legal heir certificate online, making the process much easier and quicker than before. In this blog, we’ll walk you through the steps in simple words, and also explain how it connects to services like debtor recovery and claiming shares from IEPF (Investor Education and Protection Fund).
? What is a Legal Heir Certificate?
A legal heir certificate is an official document that proves who the rightful heirs of a deceased person are. It’s usually needed to:
- Transfer bank accounts or fixed deposits
- Claim insurance
- Transfer property
- Settle legal claims
- Claim shares or dividends
- Access pension or gratuity benefits
Without this certificate, you may face delays or rejection in claiming what rightfully belongs to you.
